Cover What You Own, Wherever You Rent
Renters insurance in Arizona covers your personal belongings, your liability to others, and additional living expenses if your rental becomes uninhabitable — your landlord’s policy covers the building, not your things.
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- Years of experience
- 24+Years of experience
- States licensed
- 45States licensed
- Carriers compared
- MultiCarriers compared
- Mesa-based agency
- LocalMesa-based agency
If you rent in Arizona, your landlord’s policy covers the building — not your furniture, electronics, clothing or anything else you moved in. A renters policy covers your personal property, and it does so whether the loss happens at home or away from it.
It also carries liability protection. If a guest is injured in your unit, or you are held responsible for damage to the property, that liability coverage responds. Additional living expenses help with a hotel and meals if a covered loss makes the unit unlivable.
Boone Insurance Group writes renters coverage alongside auto policies for many clients, which frequently unlocks a multi-policy discount that offsets much of the premium. As an independent agency we compare carriers rather than quoting a single company.
What a renters policy protects
- Personal property — furniture, electronics, clothing and valuables
- Belongings covered away from home as well as inside the unit
- Personal liability if a guest is injured or you damage the property
- Additional living expenses if a covered loss makes your unit unlivable
- Frequently bundles with auto for a multi-policy discount
- Multiple carriers compared rather than a single company’s quote
Answers
Renters Insurance questions
Common questions about renters insurance in Arizona.
Do I need renters insurance in Arizona?
Arizona does not require it by law, but many landlords do as a condition of the lease. Without it, nothing you own inside the unit is covered — your landlord’s policy insures the building only.
What does renters insurance cover?
Your personal belongings, your personal liability if someone is injured in your unit, and additional living expenses if a covered loss forces you out temporarily.
Does renters insurance cover my belongings outside the apartment?
Generally yes — personal property coverage typically follows your belongings away from the unit, subject to your policy limits.
Companies we represent
Independent access to multiple carriers means we compare — we don’t sell one company’s products.
Let’s price your renters insurance
Tell us what you need to protect. We’ll compare carriers and come back with options — free, with no obligation.
Monday – Thursday 8:30 am–5:00 pm · Friday 8:30 am–3:00 pm
In their words
What our clients say
Real reviews from Boone Insurance Group clients across Arizona.
I had an exceptional experience working with Melissa Boone at Boone Insurance Group. From the moment I reached out, she was incredibly attentive and professional. Melissa took the time to understand my unique needs and provided tailored recommendations that perfectly suited my situation. Her expertise and genuine care were evidence throughout the process. I highly recommend Melissa Boone to anyone in need of insurance services!
I’m so thankful for Melissa! She took the time to meet with my daughter and talk through auto insurance options. She is knowledgeable, friendly, listens to your situation and really tries to help you get the best rate. I highly recommend Melissa if you are shopping around for auto insurance!
I’ve had the pleasure of working with Melissa and she has also helped many of my clients obtain homeowners and auto insurance. She is extremely knowledgeable and provides a very high-level of service. I highly recommend Boone Insurance Group!
Where we work
Serving Mesa, Gilbert and the rest of Arizona
Based in Mesa, writing throughout the Phoenix metro — and licensed in 45 states for clients who move.