Extend Your Protection Beyond Limits
An umbrella policy adds excess liability coverage on top of your auto, home and rental property limits — and it is usually far cheaper than raising the liability limit on each underlying policy separately.
Quote umbrella policies
We’ll compare carriers and come back to you with real options.
- Years of experience
- 24+Years of experience
- States licensed
- 45States licensed
- Carriers compared
- MultiCarriers compared
- Mesa-based agency
- LocalMesa-based agency
In Mesa, an umbrella insurance policy offers an extra layer of protection when your home, auto, or business insurance coverage maxes out. Boone Insurance Group provides affordable umbrella policies that prevent financial devastation from lawsuits or large claims exceeding standard limits.
Our coverage is recommended for homeowners, business owners, landlords, and parents of teens, acting as a lifeline for “what if” situations most people never see coming.
Serving Mesa and Gilbert, our services include excess liability coverage for auto, home, rental properties, and personal injury lawsuits. Compared to increasing limits on every individual policy, umbrella insurance is a cost-effective solution.
Where an umbrella policy earns its keep
- Excess liability coverage for serious auto accidents
- Protection against tenant injuries and property lawsuits
- Coverage for pet bites and personal injury claims
- Affordability compared to increasing individual policy limits
- Peace of mind for families and business owners
Answers
Umbrella Policies questions
Common questions about umbrella policies in Arizona.
What does umbrella insurance actually cover?
It pays liability claims that exceed the limits of your underlying auto, home or rental policies — serious at-fault auto accidents, injuries on your property, dog bites and personal injury lawsuits among them.
Who should consider an umbrella policy?
Homeowners, business owners, landlords and parents of teen drivers. If you have assets a lawsuit could reach, an umbrella is the cheapest way to protect them.
Is an umbrella cheaper than raising my limits?
Usually yes. Raising liability limits on each individual policy costs more than layering one umbrella policy above all of them, which is why we quote it that way.
Companies we represent
Independent access to multiple carriers means we compare — we don’t sell one company’s products.
Let’s price your umbrella policies
Tell us what you need to protect. We’ll compare carriers and come back with options — free, with no obligation.
Monday – Thursday 8:30 am–5:00 pm · Friday 8:30 am–3:00 pm
In their words
What our clients say
Real reviews from Boone Insurance Group clients across Arizona.
I had an exceptional experience working with Melissa Boone at Boone Insurance Group. From the moment I reached out, she was incredibly attentive and professional. Melissa took the time to understand my unique needs and provided tailored recommendations that perfectly suited my situation. Her expertise and genuine care were evidence throughout the process. I highly recommend Melissa Boone to anyone in need of insurance services!
I’m so thankful for Melissa! She took the time to meet with my daughter and talk through auto insurance options. She is knowledgeable, friendly, listens to your situation and really tries to help you get the best rate. I highly recommend Melissa if you are shopping around for auto insurance!
I’ve had the pleasure of working with Melissa and she has also helped many of my clients obtain homeowners and auto insurance. She is extremely knowledgeable and provides a very high-level of service. I highly recommend Boone Insurance Group!
Where we work
Serving Mesa, Gilbert and the rest of Arizona
Based in Mesa, writing throughout the Phoenix metro — and licensed in 45 states for clients who move.